Stripe payout schedules

Your Stripe Payout is broken down like this (Card Sales + Bill Payments - Card Fees - Refunds = Payout)

Stripe offers three options both with their own pros and cons! Pros usually mean you get your money faster, con is it’s gonna cost you more on card fees!

One thing to note is the schedule is based on business days M-F and will not be deposited on major holidays!

Payout Schedule Rate Example:
T+0* - Instant ⚡ (Current Card Fee + 30) + .5%
Ex: 4.00% = 4**.50% +30** T+0 means = Same business day*
Ex. 1/5/2025 deposited on 1/5/2025
T+1 🐇 (Current Card Fee + 30) + .1%
Ex: 4.00% = 4.10% +30 Transaction Date = +1 business day
Ex: 1/5/2025 deposited on 1/6/2025
T+2 (Default) 🐢 (Current Card Fee + 30)
Ex: 4.00% +30 Transaction Date = +2 business days
Ex: 1/5/2025 deposited on 1/7/2025

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There is a cutoff period for this to be deposited on the same day.

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Chargeback & fraud protection

Some of our clients opt into this because it provides a level of assurance that their funds are not going to be challenged by the cardholder.

Fraud Protection 🕵️‍♂️ (Current Card Fee + 30) + .4% Ex: 4.00% = 4.40% +30 More details soon!

How do I opt in for the options above?

Opting in for Instant Payouts

  1. Check out this Stripe Page and check if your bank is on the list below for Accounts

    Institution support for Instant Payouts

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  1. First, you want to reach out to support via Email a [email protected] and inform our team about what option you’re hoping to add!
  2. Our team will reply with and addendum with what your new rate would be with the add-on, please sign the new addendum as soon as possible
  3. Our team will work on getting the switch flip which can take upwards to two business days!
  4. Once you’re all set we’ll reply back letting you know it has been completed and should be reflected in you’re next scheduled payout!

My Payout looks a bit off / When do returns get taken out?